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Grow. Diversify. Protect.

BCS Insurance Agency is led by a diverse team of professionals driven by insight, innovation and passion to help drive your business forward. Our innovative insurance products provide personalized and affordable ancillary solutions that help solve benefit gaps and help individuals achieve their personal financial goals.

Our Products

We offer product solutions and benefits – individual, worksite, voluntary, and group – that increase consumer access and choice among affordable coverage while diversifying distributor income.

Simple and clear product solutions for individual and worksite clients

Personal Accident
Helps pay for unexpected out-of-pocket costs that result from an accidental injury
Hospital Recovery
Helps cover certain expenses related to your recovery after a hospital stay
Critical Illness
Helps cover the costs of life-changing illnesses and health events, so you can stay focused on recovery
Term Life Insurance
Provides a cash benefit to beneficiaries following an untimely death
Whole Life Insurance
Allows policyholders to build a cash value while also providing a benefit to beneficiaries
Fixed Annuities
An insurance policy that provides a fixed rate of return while also allowing the policyholder to convert the cash value to an income stream they cannot outlive
Index Annuities
An insurance policy that provides limited equity market exposure that can also be converted into an income stream the policyholder cannot outlive
Final Expense Insurance
Provides cash benefits to assist with funeral and burial expenses
Short Term Medical
Flexible health insurance coverage for transition periods in life
Dental Insurance
Coverage to help offset the costs associated with routine dental care
Agent E & O
BCS Agent and Agency Errors & Omission program provides protection against claims arising from the sale and servicing of insurance products
Cyber Insurance
Provides financial protection and proactive claims-handling services for cyber and privacy breaches

Flexible and cost-effective ancillary product solutions for large group clients

Hospital Indemnity
Provides fixed payments to help manage costs arising from hospital stays
Limited Benefits
Provides access to healthcare benefits for uninsured hourly and seasonal workers
Group Disability
Provides income to employees after a qualifying injury or illness
Group Life
Delivers a financial payout upon death to protect loved ones
Group Dental
Helps minimize out-of-pocket costs for dental care

Product features and availability vary by state and issuing carrier and are solely the responsibility of each issuing carrier. Talk to one of our representatives to learn more.