EssentialCare Group Hospital Indemnity

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Help your clients offer a benefit package that best fits their needs

Up to 39 benefit types available*, including:

  • Hospital admission and confinementHospital admission and confinement
  • Emergency servicesEmergency services
  • InpatientInpatient
  • OutpatientOutpatient
  • DiagnosticDiagnostic
  • WellnessWellness
  • Caregiver and support servicesCaregiver and support services


Group Hospital Indemnity

Download the EssentialCare Group Hospital Indemnity Product Sheet to learn more.

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*Availability of benefits varies by state. Contact a BCS representative for details.

EssentialCare Group Hospital Indemnity Insurance is a limited benefit group insurance policy. The policy is not intended to be a substitute for medical coverage. Certain states may require the insured to have medical coverage to enroll. The policy or its provisions may vary or be unavailable in some states. Certain exclusions, limitations and terms may apply. There is a preexisting condition limitation, and insurance may be subject to benefit reductions beginning at age 65. The policy may also contain certain exclusions, limitations and terms to keep it in force. For complete details of availability, coverage, and benefits, please refer to the policy certificate or contact BCS. Benefits are underwritten by BCS Insurance Company, OH (Administrative Offices: Oakbrook Terrace, IL). In certain states, EssentialCare Group Hospital Indemnity Insurance is pending regulatory approval.